Most of us know somebody who either is, or aspires to be a Financial Wizard. If you fancy doing a little cross stitch for a Christmas present, you might consider doing a variant of the free cross stitch pattern that I give to you below. I have made it in several colour ways over the years. Everyone said they liked it !?! Colours -be inspired by your stash- it's the economic and green thing to do! I worked mine mainly on 28 count even-weave material, two threads over two threads (on even-weave) (14 Count Aida is just about usable, but you may have to jiggle the back-stitch elements a bit!). Stitches involved: cross stitch and back stitch. Easy peasy!
Buy Low - Sell High (copyright Bernadette Adams 2021)
A slightly different version, framed (crudely) and hung (copyright Bernadette Adams 2021)
Experimenting with a theme is good!